The Singapore $760 Relief Payout 2025 is a key support measure designed to help HDB households manage higher living expenses, especially rising utility costs. This payout, offered through the U Save rebate system, provides up to $760 in automatic utility bill credits and supports households across four quarterly periods.
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What the $760 Relief Payout Covers
The Singapore $760 Relief Payout is delivered through the U Save programme under the Assurance Package and Cost of Living support measures. Instead of cash transfers, the rebate is applied directly to SP Services utility accounts. It lowers bills for electricity, water and gas without requiring any application. This system ensures clear and direct savings for eligible households throughout the financial year.
Key Features of the 2025 Payout

The payout is structured to ensure progressive support for households across different HDB flat types. Smaller flats receive a higher rebate amount because they are more likely to be occupied by lower income families. Each quarter brings a fresh credit, which appears automatically in the household’s SP Services account.
| Item | Details |
|---|---|
| Programme | U Save rebate under Assurance Package and Cost of Living support |
| Maximum Relief | Up to $760 in FY 2025 |
| Coverage | Offsets electricity, gas and water bills via SP Services |
| Eligible Homes | HDB households with at least one Singapore Citizen |
| Exclusions | Private property households and households owning more than one property |
| Disbursement Months | October 2025, November 2025, December 2025, January 2026 |
| Extra Support | $800 in CDC Vouchers released across 2025 and 2026 |
Eligibility Rules for the $760 Payout
Eligibility for the 2025 U Save relief payout is based on household type, citizenship and property ownership. The flat must be an HDB unit with at least one Singapore Citizen listed as owner, occupier or tenant. Households where any member owns more than one property are excluded to keep the scheme fair and targeted. Rented HDB flats may still qualify as long as a Singapore Citizen tenant resides there. Private residential homes remain ineligible.
Quarterly Payment Schedule for FY 2025
The payout is divided into four equal parts across October, November, December and January. Each payout combines regular U Save amounts with additional top ups depending on the quarter. Credits appear directly in SP Services accounts and unused amounts roll forward to the next bill.
• October 2025
• November 2025
• December 2025
• January 2026
This approach spreads utility relief evenly and provides consistent bill support throughout the year.
Rebate Amounts by HDB Flat Type
The 2025 U Save rebate varies by flat size, ensuring that smaller flats receive the strongest level of assistance.
| HDB Flat Type | Oct 2025 | Nov 2025 | Dec 2025 | Jan 2026 | Total FY 2025 |
|---|---|---|---|---|---|
| 1 and 2 Room | $190 | $190 | $190 | $190 | $760 |
| 3 Room | $170 | $170 | $170 | $170 | $680 |
| 4 Room | $150 | $150 | $150 | $150 | $600 |
| 5 Room | $130 | $130 | $130 | $130 | $520 |
| Executive or Multi Generation | $110 | $110 | $110 | $110 | $440 |
Additional Help Through CDC Vouchers
Alongside U Save rebates, households will also receive $800 in CDC Vouchers across two releases. The first release of $500 arrives in October 2025 and the second release of $300 follows in January 2026. These vouchers can be used at hawker centres, heartland shops and participating supermarkets, offering support for food and daily necessities while U Save covers utility relief.
What to Expect on Your Utility Bill
Once eligible, the rebate appears automatically on the household’s SP Services account. Each quarterly bill shows the U Save amount used to offset charges and any remaining balance. If credits do not appear, households should confirm their flat records, citizenship details and account linkage with SP Services.
Useful Checklist to Avoid Missing Credits
• Ensure at least one Singapore Citizen is listed in the household records
• Update ownership or tenancy details if changes occurred
• Confirm the correct SP Services account is linked to the HDB address
• Review bill statements each quarter to track posted credits
• Plan CDC Voucher usage to maximise food and essential spending
Why the 2025 Payout Matters
The $760 payout helps reduce the impact of rising water prices, electricity tariffs and environmental charges. It supports essential household needs, reduces financial stress and offers predictable quarterly relief. The combination of U Save credits and CDC Vouchers strengthens support for families managing daily expenses across Singapore.
FAQ
- How will the $760 relief payout be distributed?
The rebate is given as utility credits directly applied to SP Services accounts for eligible HDB households. - Do I need to register or apply for the U Save rebate?
No application is needed because the rebate is automatically processed for eligible households. - Why do smaller HDB flats receive higher amounts?
Smaller flats generally house lower income families, so the payout structure gives them stronger support. - Can private residential households qualify for this payout?
Private property households are not eligible for the U Save rebate. - Are CDC Vouchers included in the $760 amount?
CDC Vouchers are separate from the U Save payout and provide additional household support.



